Comments on: 5 Personal Finance Discussions To Have Before Getting Hitched

By: Derek D.

Derek D. — Wed, 14 Jul 2010 14:24:33 +0000

My wife and I have a joint account into which all of our pay goes, and then we each also have individual accounts into which we each get an equal monthly stipend according to our budget to pay for dining out, clothes, toys, etc. All of our regular monthly bills are paid out via the joint account (i.e. mortgage, investments, etc.) By having individual accounts, it allows us to know what our monthly limits are and we can individually save up for a personal item without muddying the waters. We put a pretty fair share of our joint account into savings as well to pay for vacations, house improvements, etc.

By: Hoss

Hoss — Wed, 14 Jul 2010 14:05:27 +0000

I think the man should be in charge of financial matters. Let’s face it, women make more emotional decisions while men tend to think things through and not act on feelings as much. My dad always took care of 100% of the family’s finance/money matters when I grew up, and I do the same now. My wife’s involvement is limited to clipping coupons. Before we were married she made some bad decisions. (It “feels” like you’re helping yourself re-financing a mortgage that takes your monthly payment down from 1200 to 800 per month…. but reality is that you’re going from a partially paid-off 127,000, 20-year to a 132,000 30-year…). It probably sounds callous and sexist, but overall men make better decisions than women. (Men do…. man-boys or immature 50-year old teenagers don’t…)

By: ms. loan

ms. loan — Fri, 30 Oct 2009 00:48:43 +0000

Great advice! If i were to ever get married, i would have to review this article.

By: Jean Clink

Jean Clink — Mon, 08 Jun 2009 23:02:57 +0000

I hope you will regard my comments. I was looking forward to sending this article to my daughter who is the age to marry, and I hope she will marry a real man.

I am glad I never heard d-bag used before and find it completely out of order on a website devoted to the art of manliness. I understand hell and damn which usually are not necessary either, but at least they do not conjure up pictures of something done by an unclothed woman in the privacy of her bathroom. Get the picture?

To speak negatively about the woman one has married is not manly either, but such an appellation says nothing about the lack of character in the man to whom you are referring, where ‘foolish’ or ‘thoughtless person’ would be much more descriptive and get the point across better.

Sincerely, Jean

By: Adam

Adam — Sat, 06 Sep 2008 19:42:32 +0000

I personally find that using the google spreadsheet program works the best for doing the budget because it is easy to work on it together from two seperate computers at the same time. It also keeps a history of the changes that have occurred to the budget spreadsheet as well.